Cit Inc Stock Analysis

CINT Stock  USD 5.00  0.05  1.01%   
Below is the normalized historical share price chart for CiT Inc extending back to November 10, 2021. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of CiT stands at 5.00, as last reported on the 3rd of February, with the highest price reaching 5.00 and the lowest price hitting 4.95 during the day.
IPO Date
10th of November 2021
200 Day MA
5.185
50 Day MA
4.5966
Beta
1.162
 
Covid
 
Interest Hikes
CiT Inc holds a debt-to-equity ratio of 0.711. At this time, CiT's Net Debt To EBITDA is comparatively stable compared to the past year. Debt To Equity is likely to gain to 0.51 in 2026, whereas Short Term Debt is likely to drop slightly above 34.4 M in 2026. CiT's financial risk is the risk to CiT stockholders that is caused by an increase in debt.

Asset vs Debt

Equity vs Debt

CiT's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. CiT's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps CiT Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect CiT's stakeholders.
For many companies, including CiT, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for CiT Inc, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, CiT's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
2.1137
Enterprise Value Ebitda
8.8636
Price Sales
1.3511
Shares Float
18.2 M
Wall Street Target Price
7.326
Given that CiT's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which CiT is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of CiT to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, CiT is said to be less leveraged. If creditors hold a majority of CiT's assets, the Company is said to be highly leveraged.
Total Stockholder Equity is likely to drop to about 236.7 M in 2026. Common Stock Shares Outstanding is likely to drop to about 141.3 M in 2026. At this time, CiT's Price To Sales Ratio is comparatively stable compared to the past year. Price Earnings To Growth Ratio is likely to gain to 6.80 in 2026, whereas Price To Operating Cash Flows Ratio is likely to drop 81.38 in 2026.
CiT Inc is undervalued with Real Value of 5.81 and Target Price of 7.33. The main objective of CiT stock analysis is to determine its intrinsic value, which is an estimate of what CiT Inc is worth, separate from its market price. There are two main types of CiT's stock analysis: fundamental analysis and technical analysis.
The CiT stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. CiT is usually not traded on Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day ( substitute day ), Independence Day. CiT Stock trading window is adjusted to America/New York timezone.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CiT Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry.

CiT Stock Analysis Notes

About 39.0% of the company shares are held by institutions such as insurance companies. The book value of CiT was currently reported as 2.35. The company had not issued any dividends in recent years. CIT Inc., together with its subsidiaries, provides strategy, design, and software engineering services to enable digital transformation for enterprises worldwide. The company was founded in 1995 and is headquartered in Campinas, Brazil. CIT Inc operates under SoftwareInfrastructure classification in the United States and is traded on New York Stock Exchange. It employs 6768 people. For more info on CiT Inc please contact Cesar Gon at 55 19 2102 4500 or go to https://ciandt.com.

CiT Quarterly Total Revenue

677.59 Million

CiT Inc Investment Alerts

CiT Largest EPS Surprises

Earnings surprises can significantly impact CiT's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2023-11-17
2023-09-300.370.33-0.0410 
2024-05-22
2024-03-310.250.30.0520 
2022-05-18
2022-03-310.310.25-0.0619 
View All Earnings Estimates

CiT Environmental, Social, and Governance (ESG) Scores

CiT's ESG score is a quantitative measure that evaluates CiT's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of CiT's operations that may have significant financial implications and affect CiT's stock price as well as guide investors towards more socially responsible investments.

CiT Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Morgan Stanley - Brokerage Accounts2025-06-30
149.5 K
Citadel Advisors Llc2025-06-30
134.9 K
Blackrock Inc2025-06-30
122.7 K
Gsa Capital Partners Llp2025-06-30
100.1 K
Jane Street Group Llc2025-06-30
76.6 K
Campbell & Co Investment Adviser Llc2025-06-30
73.5 K
Goldman Sachs Group Inc2025-06-30
67.6 K
Trexquant Investment Lp2025-06-30
62.1 K
Two Sigma Investments Llc2025-06-30
61.1 K
Advent International Lp2025-06-30
49.6 M
Bw Gestao De Investimentos Ltda2025-06-30
2.9 M
Note, although CiT's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

CiT Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 632.21 M.

CiT Profitablity

The company has Profit Margin (PM) of 0.08 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.14 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.14.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.12  0.19 
Return On Capital Employed 0.14  0.12 
Return On Assets 0.05  0.05 
Return On Equity 0.09  0.09 

Management Efficiency

CiT Inc has return on total asset (ROA) of 0.0707 % which means that it generated a profit of $0.0707 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1222 %, meaning that it created $0.1222 on every $100 dollars invested by stockholders. CiT's management efficiency ratios could be used to measure how well CiT manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to 0.19 in 2026, whereas Return On Capital Employed is likely to drop 0.12 in 2026. Non Current Liabilities Other is likely to gain to about 18.1 M in 2026, whereas Total Current Liabilities is likely to drop slightly above 123.7 M in 2026.
Last ReportedProjected for Next Year
Book Value Per Share 1.85  1.29 
Tangible Book Value Per Share(0.25)(0.23)
Enterprise Value Over EBITDA 79.85  75.86 
Price Book Value Ratio 21.10  20.04 
Enterprise Value Multiple 79.85  75.86 
Price Fair Value 21.10  20.04 
Enterprise ValueB7.9 B
Leadership effectiveness at CiT Inc is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Operating Margin
0.1378
Profit Margin
0.0781
Beta
1.162
Return On Assets
0.0707
Return On Equity
0.1222

Technical Drivers

As of the 3rd of February, CiT shows the mean deviation of 2.15, and Risk Adjusted Performance of 0.0321. CiT Inc technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

CiT Inc Price Movement Analysis

Execute Study
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. CiT middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for CiT Inc. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

CiT Outstanding Bonds

CiT issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. CiT Inc uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most CiT bonds can be classified according to their maturity, which is the date when CiT Inc has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

CiT Predictive Daily Indicators

CiT intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of CiT stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

CiT Forecast Models

CiT's time-series forecasting models are one of many CiT's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary CiT's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

CiT Bond Ratings

CiT Inc financial ratings play a critical role in determining how much CiT have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for CiT's borrowing costs.
Piotroski F Score
5
HealthyView
Beneish M Score
(2.35)
Unlikely ManipulatorView

CiT Inc Debt to Cash Allocation

CiT Inc currently holds 148.23 M in liabilities with Debt to Equity (D/E) ratio of 0.71, which is about average as compared to similar companies. CiT Inc has a current ratio of 1.57, which is within standard range for the sector. Note, when we think about CiT's use of debt, we should always consider it together with its cash and equity.

CiT Total Assets Over Time

CiT Assets Financed by Debt

The debt-to-assets ratio shows the degree to which CiT uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

CiT Debt Ratio

    
  20.0   
It appears most of the CiT's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the CiT's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of CiT, which in turn will lower the firm's financial flexibility.

CiT Corporate Bonds Issued

CiT Net Debt

Net Debt

81.64 Million

At this time, CiT's Net Debt is comparatively stable compared to the past year.

About CiT Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how CiT prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling CiT shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as CiT. By using and applying CiT Stock analysis, traders can create a robust methodology for identifying CiT entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.09  0.08 
Operating Profit Margin 0.11  0.10 
Net Profit Margin 0.06  0.05 
Gross Profit Margin 0.31  0.25 

Current CiT Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. CiT analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. CiT analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
7.33Strong Buy11Odds
CiT Inc current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most CiT analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand CiT stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of CiT Inc, talking to its executives and customers, or listening to CiT conference calls.
CiT Analyst Advice Details

CiT Stock Analysis Indicators

CiT Inc stock analysis indicators help investors evaluate how CiT stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading CiT shares will generate the highest return on investment. By understating and applying CiT stock analysis, traders can identify CiT position entry and exit signals to maximize returns.
Begin Period Cash Flow43.7 M
Long Term Debt571.8 M
Common Stock Shares Outstanding137.1 M
Total Stockholder Equity280.1 M
Total Cashflows From Investing Activities-9.9 M
Tax Provision88.2 M
Quarterly Earnings Growth Y O Y0.789
Property Plant And Equipment Net14 M
Cash And Short Term Investments56.6 M
Cash56.6 M
Accounts Payable11.3 M
Net Debt91.6 M
50 Day M A4.5966
Total Current Liabilities125 M
Other Operating Expenses383.4 M
Non Current Assets Total334.7 M
Forward Price Earnings21.8818
Non Currrent Assets Other10 M
Stock Based Compensation5.6 M

Additional Tools for CiT Stock Analysis

When running CiT's price analysis, check to measure CiT's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CiT is operating at the current time. Most of CiT's value examination focuses on studying past and present price action to predict the probability of CiT's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CiT's price. Additionally, you may evaluate how the addition of CiT to your portfolios can decrease your overall portfolio volatility.